Lay-By Terms and Conditions

Lay-By Purchases

Yes, we do offer Lay-By's!

Lay By Payments will be set up via Pay Pal, to ensure it is safe and secure, 

For larger purchases or you require more time to pay? These terms may be altered at our discretion. Please contact us to discuss your situation.

Lay By's are to be paid in 4 equal payments as a minimum requirement. If you wish to close your lay by earlier, please make contact with us.    

Month 1 - 25% deposit at the time of purchase.

Month 2 - 25% due 4 weeks from the date of purchase.

Month 3 - 25% due 8 weeks from the date of purchase.

Month 4 - final payment is due 12 weeks from the date of purchase. 

Delivery is arranged free of charge, upon final payment of your purchase. 

Lay by payments are not transferable to other items. 

Please note: Failure to make regular payments, will result in your Lay By being cancelled and a 25% fee will be charged or retained by YJF. (25% is reflective of your deposit amount).    

If you need to cancel your layby, Your Jewellery Finds will retain the initial 25% deposit and return all other payments for that item.

If a layby is not completed in the agreed term and/or payments have ceased, we will make reasonable attempts to contact you to remedy the situation. We will hold all payments for 7 days after the agreed date for finalization, at which time, the item will be re-listed for sale and Your Jewellery Finds serves the right to retain any funds pertaining to the item.

We understand that sometimes making a purchase is a big decision. Due to the number of enquiries we receive, we can only hold an item for up to 1 hour without a deposit.